| Unordered Merchandise |
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| In most cases, a merchant must obtain the consent of a recipient before sending merchandise to him. Federal law prohibits a merchant from sending merchandise to a recipient without his consent and then attempting to collect payment for the merchandise. More... |
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| The Fair Credit Reporting Act - Consumer Rights |
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| The Fair Credit Reporting Act is a federal law that grants certain rights to consumers. A consumer has the right to know what is in his credit report. More... |
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| Credit Practices Rule - Late Charges |
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| The Credit Practices Rule permits a creditor to assess late charges against a consumer when the consumer fails to make loan payments on time. However, the Rule prohibits a creditor from "pyramiding" late charges.More... |
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| The American Legal System - Glossary of Legal Terms Used in Civil Cases |
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| Adjudication means a judgment or decree made by a court. Admissible means evidence that a court will consider in rendering its decision.More... |
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| The Telephone Consumer Protection Act - Overview |
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| The Telephone Consumer Protection Act of 1991 is a federal law that imposes certain requirements upon persons and entities that make unsolicited telephone marketing calls. The Act applies to "telephone solicitation," i.e., a telephone call that is an advertisement for a product or service.
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